How much can you afford to borrow with your first home loan?
Understanding how much borrowing capacity you have when buying your first home is an essential step for all newcomers to home ownership....
Understanding which home loan features are right for you
Loans are by no means ‘one size fits all.’ Different loan types suit different age groups, different living situations and even different...
Money-saving SOS: Effective tips to help land that home loan
Looking to enter the property market and worried about how you’re going to secure your first home loan? It’s time to start making your...
Refinancing could save you thousands – and give you greater flexibility
It’s often said that Australians are more likely to divorce their spouse than switch banks. But with plenty of competition in the home...
Mortgage offset accounts: Making your loan work for you
Savvy borrowers have an endgame in sight before they even apply for a home loan, and with the right mortgage offset account, they could...
How redraw works and why it’s a handy loan feature
It’s one of the less glamorous home loan features, but the redraw facility deserves a second look. Here’s why: The redraw facility...
Fixed, variable, split – find the right fit for you
In Australia, there are a number of ways to structure your home loan repayments. Finding the best option may save you time and money on...
Buying to rent on Airbnb: Pros and cons
There’s no denying that websites like Airbnb and Stayz have turned the holiday accommodation industry on its head. Anyone with a...
BUYING PROPERTY WITH OTHER PEOPLE: MINE, YOURS OR OURS?
When people buy property together, particularly if it’s with a partner or spouse, they often register the title in both people’s names –...
NAVIGATING A HOME LOAN WHEN YOU’RE NEW TO AUSTRALIA
Mortgage brokers, loan pre-approval, fixed versus variable rate loans, stamp duty, conveyancing…..if you’re new to Australia, the...
