There is a lot of mystery around credit scoring and it is particularly important when it comes to obtaining an approval for a loan as it is one of the major components of approval a long with serviceability. Most borrowers don't put much thought into their credit score until the time comes to apply for a loan. So our friends at Pepper has created a handy infographic for you to help understand credit score and why it matters.

It can be tempting to stay in your home when you’re renovating, rather than spending money on rent. But is it really a good idea? Consider the pros and cons before you make a decision. Advantages of staying in your home You’ll keep your creature comforts and sleep at the same address, but what are the real advantages of living in the middle of a renovation? Save money The expense of moving out of your home while you renovate can be significant. You may also need to rent ano