We guide you through everything you need to do and then we keep you up to date with every stage of the approval process, so everything is always crystal clear to you. There are 8 stages to approval (most of which we handle).

STEP 1: APPLY

Once you have discussed your preferred option with your personal Napiers manager and are happy to proceed, all paperwork with a list of required documents will need to be completed. We will help you through the process.

STEP 2: PRE-APPROVAL

Napiers review all of your details and confirm that the application is correct or advise you if additional information is required.

STEP 3: CREDIT REPORT

A standard indipendent credit report is undertaken to confirm your financial details.

STEP 4: EMPLOYMENT CHECK